Monthly News

Our Monthly Electronic Newsletter, On the List, is sent to all members each month with Helpful Hints, Credit Union updates and Community Initiatives.

 

MAY 2024

 

4 Tips for Using Peer-to-Peer
Payment Apps

Whether you’re splitting the bill at a restaurant with friends, paying back your parents, or buying snacks at a sports event, it’s hard to beat the convenience of peer-to-peer payment apps like Venmo, Zelle, Google Pay, Cash App, and PayPal.

With these apps, you don’t have to worry about finding an ATM or carrying a wad of cash at all times. Instead, P2P apps are typically linked to your bank account and let you send or receive money instantly.

Win-win, right? Well, yes and no. There is no denying the speed and convenience of P2P apps. But they aren’t risk-free, so make sure you’re aware of potential pitfalls before you hit Send. Continue Reading Here


Home Buying Process - What Can You Afford?

Thinking about buying a place to call home? Then it’s time to think through the home buying process. It can be tempting to start by cruising through your dream neighborhood or checking out house plans, but the most realistic place to start is with the costs.

There are many costs and probably the biggest one will be your mortgage. Which mortgage is right for you? Can you afford a mortgage? Have you done a comparison of renting vs. buying?

Continue reading this article to explore the mortgage costs you will encounter and then take a 7 minute coaching exercise that will help you determine what type of mortgage you can afford.

Mortgage Costs    Mortgage Affordability Coach


Thank You for Your Reviews

Over the past several years we have seen our Google reviews increase in number as well as in score. You may notice in the image on the right that both community branches are nearing a perfect 5.0 rating.

If you have a story to tell, wish to show your appreciation for a recent visit to one of our branches, or have feedback to share, please use the buttons below to add your own review.

Thank you again and we appreciate your membership at APL Federal Credit Union.

Main Office Review

 


 

Columbia Branch Review


 

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