FREE services include the following:
- Electronic Bill Pay
- Online Banking - balances, transfers, history, and export capacity
- Totally FREE Checking - free checks with direct deposit
- eStatements
- Overdraft Protection
- Telephone Banking - telephone inquiries and transfers
- Notary Public
- Medallion Signature Guarantees
- Vehicle Shopping Services
However, there are instances when the Credit Union charges nominal fees to offset expenses. Those fees, most of which have not increased in over a decade, are as follows:
Account Fees
Savings Overdraft Transfer |
$5 |
Paid Check on Uncollected Funds |
$15 |
Paid Check on Negative Balance |
$15 |
Returned Item |
$15 |
Returned Item |
$15 |
Stop Payment Fee |
$ 15 |
Cancelled Check Copy |
$ 1.50 |
Checks (Pack of 50) |
FREE |
Excess Withdrawal Transaction Fee |
$10 |
ATM Fees
Point-of-Sale with ATM or Visa® Check Card |
FREE |
All Transactions at APL FCU Proprietary ATMs |
FREE |
Cash withdrawals at Allpoint ATMs |
FREE |
Non-Proprietary ATM Withdrawal |
See Note |
Balance Inquiry at Non-Proprietary ATM |
$1 |
Note: While there is no APL FCU fee for cash withdrawals at other machines, most ATM owners surcharge for the use of their machines. In this case, APL FCU members may be charged a fee for transactions on ATMs outside of the Allpoint Network. APL FCU has no control over these charges.
Additional Services Fees
Subpoena Processing / Account Reconcilement |
$20 |
Levy/Garnishment Processing |
$75 |
Statement Copy |
$0.50 |
Transaction Printout |
$1 |
Returned Loan Payment |
$15 |
Copy of Deposit Item |
$1.50 |
External Account Transfer |
$2 |
External Account Transfer |
$15 |
Express Pay |
$9.95 |
Express Pay |
$14.95 |
Domestic Wire Transfer |
$10 |
Foreign Wire Transfer |
$40 |
Foreign Wire Reject |
$25 |
Money Orders |
$1 |
Certified Check |
$2 |
Official Check |
$3 |
Official Check Copy |
$5 |
Official Check/Money OrderStop Payment |
$15 |
Visa® Gift Card |
$4.95 |
Safe Deposit Box |
|
3" x 5" |
$20 |
3" x 10" |
$30 |
5" x 10" |
$50 |
10" x 10" |
$100 |
Foreign Currency Services |
Contact Us |
Foreign Currency Deposit |
Contact Us |
Miscellaneous Fees
Bad Address/Returned Mail Handling Fee |
$3 |
Escheatment Fee |
$50 |
Membership Inactivity Fee |
$5 |
Loan Late Fees |
$5 |
Visa Late Fee |
$5 |
Card Replacement Fee | $5 |
Plastic Claim Reversal |
$10 |