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As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
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The group, consisting of employees at The Johns Hopkins University Applied Physics Laboratory (JHU/APL), formed the credit union to serve the financial needs of the Applied Physics Lab’s workforce. From those humble beginnings, the credit union grew slowly but steadily for the next 47 years, serving as the primary financial institution for the vast majority of JHU/APL employees and their families.
In 2001, APL FCU received the community charter for Howard County, opening APL FCU membership to everyone who lives, works, attends school or regularly conducts business in the county. Immediate family members of an APL FCU member are also eligible to join, even if they don’t live or work in Howard County. APL FCU has strived to become the financial institution of choice for Howard County residents, while continuing to serve the needs of JHU/APL staff members and their families.
Even though APL FCU is now a community credit union, we have never forgotten our roots and long association with The Applied Physics Lab. We are proud of the more than 60 years of service we have provided to JHU/APL staff members, and look forward to serving them for years to come even as we grow in the community.
The APL Federal Credit Union Supervisory Committee is made up of Volunteers, appointed by the Board of Directors, who oversee all aspects of the Credit Union to determine that it is managed soundly and that members’ assets are being adequately safeguarded. The Committee ensures that the Board of Directors and Credit Union management meet required financial reporting objectives and that policies, practices and procedures are established to protect members’ assets.
Should you have an issue or concern that you feel has not been adequately addressed, please contact the APL FCU Supervisory Committee, P.O. Box 131, Fulton, MD 20759-0164.
