12 Months for 4.25% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
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As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Routing Number #255077998
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Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. It offers guidelines for enjoying your income while putting savings on autopilot.
The beauty of the rule is its simplicity. We humans are imperfect, and one of our greatest weaknesses is our tendency to bail when things get complicated or stressful. Sophisticated budgeting systems are complicated and stressful. Budgeting is something you must do your entire life. Find a way to simplify it.
Our Rewards cardholders earn 1.5 points for every $1 spent on eligible purchases*, plus additional points for shopping at participating retailers. And unlike many other rewards card programs, we don’t charge an annual fee.
For complete details, including current rate information, visit the Card Options page under the Borrow tab at aplfcu.org. You may also apply for an APL FCU Rewards Visa Card directly within online or mobile banking.
Huge thanks to everyone who donated during our April Food Drive–we even got a bunch of extra support on Shred Day! With your help, we collected several hundred pounds of food to help local families in need through the Howard County Food Bank. We really appreciate your kindness and generosity.
