12 Months for 4.25% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
12 Months for 4.25% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Routing Number #255077998
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Home | Monthly News
For the past SEVEN years you helped APL FCU win BEST BANK/CREDIT UNION in The Baltimore Sun’s “Best of Howard County” poll. We want to thank each of you who voted for us, and ask that you help us retain our title in 2025.
Simply Click Here to Vote, then click the green Vote Button. While you’re there, please vote for us for BEST MORTGAGE LENDER, which we’ve also been nominated for! Once you register to vote, you may vote once per day during the contest period, which runs until Sun., June 29th at 11:59 pm. If you already voted – vote again!
Thanks again for your continued support. We have been serving members since 1954, and take great pride in providing a better banking option with great rates, affordable products and the lowest fees in town.
Are you a college student passionate about business, banking, or finance? APL Federal Credit Union is offering a 12-month volunteer opportunity to join our Board of Directors as a Junior Associate Volunteer (JAV). This is your chance to gain real-world experience, grow your professional network, and contribute directly to high-level decision-making within a respected financial institution.
Interested in making a real impact—and learning along the way? Please submit your resume and a short statement of interest to: [email protected]
Deadline to apply: June 30, 2025
If you are currently an APL FCU member, please sign into Digital Banking to open new accounts and/or apply for a loan.