12 Months for 4.07% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
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Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
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As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Routing Number #255077998
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Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
APL Federal Credit Union has switched to a new surcharge-free ATM Network. Our members now have access to over 30,000 surcharge-free ATMs in the CO-OP ATM Network. This includes ATMs at thousands of 7-Eleven stores, as well as convenient drive-thru ATM locations at participating credit unions in our area and nationwide.
Please note: As part of this switch, APL FCU will no longer participate in the Allpoint ATM Network as of November 1. For the next couple of weeks you may use ATMs in both networks surcharge free, but should begin using only CO-OP ATMs beginning November 1.
On November 1st, the annual fee for your Safe Deposit Box will be automatically debited from your designated account. To ensure uninterrupted service, please verify that sufficient funds are available by this date. You can easily add funds using your mobile app or mobile deposit.
If you would like to make any updates to this renewal, feel free to contact member services before November 1, 2025.
