Privacy Policy

APL Federal Credit Union is committed to providing you with financial products and services that meet your needs and financial goals while ensuring the privacy of your financial information. We have set a high priority on and are committed to protecting your privacy. This privacy policy is required by law to explain how we collect, use and safeguard your personal financial information.

We collect non-public personal information about you from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with us or others;
• Information we receive from a consumer reporting agency;
• Information obtained when verifying the information you provide on an application or other form from current or past employers, or other institutions where you conduct financial transactions.

We restrict access to non-public information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your non-public personal information. We require that all companies to which we provide data have similar privacy safeguards and do not permit these companies to sell the information.

We may disclose non-public personal information about you to the following types of third parties:

• Financial companies, such as insurance and mortgage service companies;
• Non-financial companies, such as consumer reporting agencies.

We do not share:

• Information about your creditworthiness to any third parties;
• Non-public personal information to third parties for the purposes of marketing to you.

In order to conduct the business of the credit union, we may disclose non-public personal information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you decide to terminate your membership with APL Federal Credit Union, we will not share information we have collected about you, except as may be permitted by law.