12 Months for 4.50% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
12 Months for 4.50% APY* !
Our Certificates of Deposit (CDs) offer a safe and reliable way to get guaranteed returns, helping to maximize your money.
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
Not a Member? Join Today!
As Howard County’s Community Credit Union, APL FCU is open to anyone who lives, works, attends school or regularly conducts business in the county.
Financial Education with Banzai!
In-depth lessons and resources to help you dive into the financial topics you care most about.
Routing Number #255077998
Apply for a VISA Rewards Card Today!
Earn more and pay less with our Rewards Credit Card. Get 1.5% cash back on purchases and enjoy a low interest rate—nearly half the national average.
APL FCU will be sponsoring a Spring Food Drive to benefit needy family in Howard County. We will be collecting canned and dry goods at all three branches during the month of April. Please double check expiration dates prior to donation.
Items especially in need:
Canned Fruit, Vegetables, Beans, Soup and Tuna
Peanut Butter & Jelly
Cereal & Powdered Milk
Dry Pasta and Spaghetti Sauce
Instant Potatoes
We will be sending all collected items to the Howard County Food bank. Food donations during the holiday season help stock the location, but supplies often run low during the spring when donations decrease. This food drive will ensure we can support families in need during these months.
APL FCU will hold a free community Shred Day from 9:00 am to 11:45 am.
The event will take place in the lower Applied Physics Lab parking lot beside our Main Office Branch.
Members and non-members are invited to shred financial statements, receipts, invoices and other personal documents.
Please limit shredding materials to two boxes each weighing less than 100 pounds. Paperclips and staples are permitted, but three-ring binders and black binder clips cannot go through the shredder. No media/electronic shredding available at this event.
Please consider bringing a nonperishable food item to this event to support our efforts for the Elizabeth House in Laurel.
We will be collecting monetary and physical toys this year at all branch locations. All donations will be delivered to the local Toys for Tots Campaign Foundation.
Toys will be be APL FCU will be collecting physical toys and monetary donations for the Toys for Tots Foundation this holiday season. Please bring toys to any branch location and make donations by Saturday, December 13, 2025 to ensure gifts can be distributed in time for the holidays.
Monetary Donations:
Thank you for your support in making this season of giving a happy one for children in need.
Don’t miss out on any upcoming events, sign up for our monthly electronic newsletter, On the List.
If you are currently an APL FCU member, please sign into Digital Banking to open new accounts and/or apply for a loan.