Welcome to APL Federal
Credit Union
We’re Howard County's Community Credit Union, serving members since 1954. As a full-service financial institution, we offer convenient, superior, innovative financial services delivered with a personal touch and designed to meet all of your financial needs.
Who Can Join?
APL Federal Credit Union is open to anyone who lives, works, regularly conducts business in or attends school in Howard County, Maryland. Immediate family members of current credit union members are also eligible for membership - even if they do not live or work in Howard County.

How Do I Join?
It’s easy to become a member of APL Federal Credit Union and to start taking advantage of the benefits of membership. You can use our easy Online Membership Application, or stop by member services at any of our locations to join in person.
Membership Application
How Can I Learn More?
Our Guide to Member Benefits features information about APL Federal Credit Union products and services in an easy to read magazine style format. Pick up the Guide to Member Benefits at any branch location or request the Guide below.
More Information
How Can I Switch My Financial Accounts Over To APL FCU?
We want to make your transition to APL Federal Credit Union an easy experience. We have put together all the items you will need to make this switch a smooth one. Download a complete Switch Kit.
Download Switch Kit
Free Employee Benefit
For more information on how to offer our services to your employees, please email us at marketing@aplfcu.org. You can add APL FCU Membership to your benefits package at no cost to your employer.

All new membership requests and accounts are verified through a Credit Report and ChexSystems, a national network of member banks and credit unions that validates identification and reports on current and prior account mishandling (i.e. fraudulent activity, account closures, overdrawn activity, and monies owed).